About Thomas L. Subic

Thomas L. Subic is a partner in Gowling WLG's Toronto office who works on the money side of business deals: loans and other debt. Banks from Canada and abroad, asset-based lenders and private debt funds turn to Subic, and so do the corporate borrowers on the other side of the table. The deals run from bilateral and syndicated loans, both domestic and cross-border, to leveraged acquisition financings, project finance, asset-based lending and mezzanine or subordinated debt.

When a borrower runs into trouble, the work shifts to restructuring and insolvency, where Subic acts for secured creditors and receivers. Lenders and borrowers come from a long list of sectors, including manufacturing, automotive, agriculture, aviation, health care, mining and retail.

Subic studied finance and accounting at York University's Schulich School of Business before earning an LLB at Osgoode Hall Law School in 1999, and was called to the Ontario bar in 2001. Back in 2006, Subic was already part of the Gowling Lafleur Henderson LLP team acting for the senior lenders' syndicate on the financing for Callisto Capital's buy-out of CBI Health. Today the partner belongs to the firm's Financial Institutions & Services Group.

Other lawyers can find Subic's know-how in print, too. Subic is a contributing editor to Canadian Forms & Precedents, Banking and Finance, from LexisNexis Canada.

Practice areas

Bankruptcy & Insolvency Business & Corporate Law

Lending and debt financing

Subic structures, negotiates and documents corporate and commercial loans for banks, asset-based lenders, private debt funds and borrowers. Mandates include acting for The Bank of Nova Scotia, Canadian Imperial Bank of Commerce, The Toronto-Dominion Bank and Bank of Montreal, often where the bank is administrative agent for a syndicate of lenders.

Project and construction finance

Subic has acted for Farm Credit Canada, as agent for a lending syndicate, on a project finance facility for an Ontario renewable energy co-operative of farmers and rural landowners building solar projects. Another file saw Subic act for The Toronto-Dominion Bank on a syndicated construction loan for an Ontario retirement residence.

Restructuring and insolvency for creditors

On restructuring and insolvency matters, Subic acts for secured creditors and receivers.

Education & credentials

  • LLB, Osgoode Hall Law School (1999)
  • Undergraduate Studies in Finance and Accounting, Schulich School of Business (York University) (1996)
  • Called to the Bar of Ontario (2001)

Publications & speaking

Memberships & affiliations

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This listing was generated by AI from public sources in October 2026. It may contain errors, and we can’t guarantee it’s accurate or complete. Before you rely on anything here, verify it on their firm’s website. Confirm Thomas L. Subic’s licence and standing in the Law Society of Ontario directory ↗

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