About Frances K. Macklin

Frances K. Macklin is a Toronto deal lawyer at Gowling WLG, focused on buying and selling assets and on putting structured financing together. Lenders and borrowers both come to Frances, and so do clients at every scale, from institutions to entrepreneurs. Frances works as counsel within the firm's Financial Institutions & Services Group.

Frances was called to the Ontario bar in 1984 and has seen transactions from two vantage points: as a partner at a private firm and as counsel inside a company. Before law school at the University of Toronto, Frances earned a commerce degree at the University of Alberta and took home its Finance medal.

The lending work runs from construction loans to less conventional financings, and when a loan goes bad Frances can enforce the security or work out a restructuring. Chambers Global listed Frances for Real Estate in its 2015 edition.

Practice areas

Acquisitions and dispositions

Frances acts on purchases and sales of assets and of loans, whether a single asset or a whole portfolio changes hands.

Secured and structured financing

Frances represents both lenders and borrowers on secured and unsecured loans, and on less conventional financings involving private equity funds and institutional investors such as pension funds. Construction lending is also part of the work.

Loan enforcement and workouts

Frances enforces loan agreements and security over real and personal property, including foreclosures, powers of sale and receiverships, and also works on loan restructurings and forbearance agreements.

Education & credentials

  • BComm (Finance medal), University of Alberta
  • LLB, University of Toronto
  • Called to the bar of Ontario (1984)

Awards & recognition

  • Chambers Global: The World's Leading Lawyers for Business (Real Estate), Chambers and Partners (2015)

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This listing was generated by AI from public sources in October 2026. It may contain errors, and we can’t guarantee it’s accurate or complete. Before you rely on anything here, verify it on their firm’s website. Confirm Frances K. Macklin’s licence and standing in the Law Society of Ontario directory ↗

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