About Bell Temple LLP

Bell Temple LLP is a Toronto litigation firm whose work centres on defending insurance claims, and it's been at it since 1945. Its clients are insurers, corporations, institutions and private clients from across Ontario, and 2025 marked the firm's 80th anniversary.

The firm acts as preferred counsel for several large national and international insurers, for construction and property management companies, and for real estate investment trusts. It also represents some Canadian restaurant, bar and grocery chains. Its lawyers go wherever a case takes them in the province, appearing everywhere from Small Claims Court to the Court of Appeal, and they've taken matters to the Supreme Court of Canada. Arbitrations, mediations, settlement conferences and tribunal hearings are part of the regular workload too.

Continuity is a big part of the firm's character. Most of its partners started as articling students at Bell Temple and never left, and students still train through a formal program built on Lunch and Learn seminars. Canadian Lawyer magazine has named Bell Temple a Top 10 Insurance Defence Boutique several times, and the firm was recognized by Best Law Firms in 2026.

The office is at 70 York Street, Suite 900, in downtown Toronto. Regulated health professionals covered through a participating association can also call the firm's pro bono hotline, where summary preventative advice costs nothing.

History

Bell Temple was founded in 1945. By 2000 it was practising as Bell, Temple, with more than 50 years of litigation work for corporate and individual clients already behind it. Even then, most of its lawyers had been with the firm since the start of their careers.

Some careers at the firm have spanned decades. Cam Godden articled at Bell Temple, was called to the Bar in 1974 and retired in March 2019 after more than 45 years there; along the way the Law Society of Ontario certified Godden as a Specialist in Civil Litigation, and the Ontario Trial Lawyers Association recognized Godden in 2009 as a Leader in the Defence Personal Injury Bar. Brian Lucas made partner in 1987, served as managing partner from 1998 to 2014 and continues as counsel. In 2021 Lora Castellucci took over as managing partner, succeeding Andrew Lee in the role.

Practice areas

Coverage, accident benefits and priority disputes

Insurers and insureds retain the firm for coverage opinions on the duty to defend or indemnify, bad faith and policy exclusions, and it handles disputes over life, disability and critical illness coverage. Its accident benefits group, co-chaired by Lora Castellucci, defends claims at the Licence Appeal Tribunal and takes on priority and loss transfer matters heard in private arbitration.

Bodily injury defence

Bell Temple defends injury claims arising from slip and falls, car crashes, food poisoning, construction accidents and bar altercations. For restaurant, bar and pub chains it defends over-serving claims and claims over fights between patrons or with staff and security.

Property losses and subrogation

Through property and subrogation groups co-chaired by Joseph Baldanza, the firm takes on first-party subrogated claims, fire and flood losses, construction defects and negligence claims under commercial general liability policies.

Medical malpractice and health discipline

Lisa Hamilton leads the firm's medical malpractice and health disciplines group, which defends practitioners, facilities and institutions in malpractice suits from small injury claims up to class proceedings, and Hamilton assists regulated health professionals in reviews before the Health Professions Appeal and Review Board. Hamilton also defends institutions facing sexual abuse allegations, many of them historic, and helps health care employers meet mandatory reporting duties during a crisis.

Construction disputes

The firm acts across the construction industry, for developers, owners, contractors, subtrades, suppliers, design professionals and insurers. Many disputes are settled through negotiation, mediation or arbitration, and Trevor Buckley has run adjudications under the Construction Act's prompt payment provisions.

Employment litigation

Bell Temple acts for employers and for employees in wrongful dismissal, workplace harassment, termination negotiations and human rights matters.

Our guide: Severance Pay in Ontario: What a Calculator Can and Can't Tell You

Municipal liability and appeals

Ontario municipalities retain the firm on public sector liability claims, including transit accidents and upkeep of parks and public grounds. Its appellate work runs through the Divisional Court, the Court of Appeal for Ontario and the Supreme Court of Canada.

Our guide: Litigation and Dispute Resolution in Toronto

Class actions

A dedicated class action group handles several high-profile matters, using joint defence strategies where they fit to answer certification motions and reach multi-party settlements.

Professional liability

The firm defends errors and omissions claims, disciplinary hearings and regulatory inquiries for professionals such as lawyers, insurance brokers, real estate agents, architects and engineers.

Product liability

Manufacturers, distributors, retailers and suppliers turn to the firm on product claims ranging from failure to warn and breach of warranty to property damage, business interruption and personal injury.

Privacy and cybersecurity

Katherine Kolnhofer leads the firm's privacy, cybersecurity and technology law group and has Harvard training in cybersecurity risk management.

Shareholder and partnership disputes

Ryan Coughlin acts for companies, shareholders, partnerships and individuals in shareholder and partnership disputes and oppression claims.

Immigration matters

Ryan Truax's practice includes immigration and refugee law, and Tiffany Lan, licensed in both Ontario and New York, brings immigration law experience alongside civil litigation and corporate work.

Good to know

A person using a wheelchairWheelchair accessibleA calendar with a checkmark beside a clockBy appointment

How Bell Temple LLP works

Bell Temple makes client reporting a priority. Whether a client brings a single claim or a complex, multi-tiered dispute, the firm commits to regular, personal contact between client and lawyer at every stage. Its defence work leans on creative problem solving and a proactive stance from the outset, with the aim of resolving files quickly through litigation, mediation or arbitration.

On subrogation files, the firm believes insurers are served most effectively by involving it at the very start, so the investigation can be planned with possible litigation in mind. Each week the firm also picks noteworthy rulings from the Superior Court, the Court of Appeal for Ontario and the Supreme Court of Canada and writes them up.

Reported cases

Decisions where the firm's lawyers appeared as counsel, from public court records. Past cases don't predict future results.

Milestones & recognition

  • Canadian Lawyer magazine named the firm a Top 10 Insurance Defence Boutique for 2013-2014, 2015-2016, 2019-2020 and 2020-2021.
  • The Globe and Mail recognized Bell Temple as one of Canada's Best Law Firms, and Best Law Firms 2026 included it among the Top Law Firms in Canada.
  • A Bell Temple partner was named to the 2025 Best Lawyers list for Insurance Law.
  • In 2019 Ryan Coughlin of Bell Temple was representing Radiohead at a coroner's inquest.

In the community

  • The firm has raised $3,500 for the Daily Bread Food Bank, and its team ran the 2026 Toronto Marathon and Half Marathon with donations going to the food bank.
  • Each September 30 the firm observes the National Day for Truth and Reconciliation, and it has donated to Brantford Native Housing.
  • Bell Temple took part in the 11th annual Young Women in Law Charity Gala, which supported the Pro Bono Inmate Appeal Program, and it backed the gala again for its 12th edition.
  • Lawyers from the firm attended the launch of the external mentorship initiative run by the Black Law Students Association at Osgoode.
  • The firm has sponsored the Canadian Osteogenesis Imperfecta Society Charity Golf Classic more than once, and it played in the 2026 Bay St. Hoops tournament supporting KidSport Toronto and Drive for Dreams.

Affiliations & connections

This firm’s lawyers at a glance

Called to the bar
1982–2025 · median 5 years in practice 30 of 46 lawyers
Law schools
University of Windsor (11), Osgoode Hall Law School (6), University of Ottawa (5), University of Toronto (2), University of Western Ontario (2), Dalhousie University and 6 more 33 of 46 lawyers

The neighbourhood

Bell Temple works from Suite 900 at 70 York Street, a renovated 16-storey office tower in Toronto's financial core. Union Station and the PATH pedestrian network are only a few steps away.

Also known as the HSBC Building, the tower was finished in 1990 around the preserved 1889 fronts of the commercial buildings once numbered 74-76 York Street, and it carries partial heritage status.

Frequently asked questions

How much free advice does Bell Temple's pro bono hotline give health professionals each year?
Bell Temple's pro bono program offers up to 30 minutes a year of free summary advice, counting emails, research and phone calls, and any time beyond that is billed at an agreed hourly rate. It's open to health professionals who bought liability insurance through an association with a pro bono arrangement with the firm.
I'm a health professional outside Ontario in a national association; can Bell Temple's hotline still help?
Bell Temple provides referrals when a member of a participating nation-wide association needs advice on another province's law, and it can give the names of counsel in other provinces who also take part in the program.
Does Bell Temple act for mutual insurers in rural Ontario?
Bell Temple's J. Kendall Cumming, who comes from a farming family, brings the firm's resources to work for mutual insurers across rural Ontario.
Can Bell Temple act as breach counsel after a cybersecurity incident?
Bell Temple's Katherine Kolnhofer acts as breach counsel when a cyber incident happens and also helps organizations prepare for incidents, covering operational, litigation and reputational risk.
Is mediation available through Bell Temple's Steve Carlstrom?
Bell Temple's Steve Carlstrom has added mediation to the services offered in the practice.
I'm an employee, not an employer. Can Bell Temple review my contract or take on my wrongful dismissal case?
Bell Temple acts for employees as well as employers in wrongful dismissal claims. Partners Adrian Serpa and Lora Castellucci are the contacts for employment contract reviews and wrongful dismissal disputes.

Where to find them

70 York Street, Suite 900, Toronto, Ontario M5J 1S9 · 416-581-8200

Is this your firm?

Fix or remove this listing, or add a free listing badge

Something wrong with this listing? Tell us and we’ll hide it right away while we review your request, then correct it or take it down.

Add your free listing badge

Add the free LawOnline listing badge to your website. It tells visitors you’re listed in an independent Canadian lawyer directory and links back to this profile. Being listed isn’t a certification or an endorsement, and the badge doesn’t mean we’ve checked your credentials.

LawOnline.ca Canadian Lawyer Directory listing badge

Similar firms in City of Toronto

Featured

Conroy Scott LLP

5 lawyers · Est. 1958

Conroy Scott LLP is a northern Ontario law firm based in Sudbury, with additional offices in Chelmsford and Toronto. Founded in 1958, it's practised real estate, corporate and commercial law, civil litigation, wills a…

Civil Litigation & Dispute ResolutionCivil Litigation & Dispute ResolutionConstruction LawConstruction LawBusiness & Corporate LawBusiness & Corporate LawFamily LawFamily Law
Featured

Zel Law

1 lawyer

Zel Law is a civil litigation firm in Toronto that helps individuals and small businesses resolve real estate, business, and estate disputes across Ontario. The practice covers real property and real estate disputes, …

Civil Litigation & Dispute ResolutionCivil Litigation & Dispute ResolutionWills, Estates & TrustsWills, Estates & TrustsLandlord & TenantLandlord & Tenant

Miller Thomson LLP

28 lawyers

Miller Thomson LLP is a national, full-service business law firm with offices across Canada. Its lawyers work in corporate and commercial law, litigation, real estate, construction, insurance, tax, labour and employme…

Business & Corporate LawBusiness & Corporate LawCivil Litigation & Dispute ResolutionCivil Litigation & Dispute ResolutionConstruction LawConstruction LawInsurance LawInsurance Law

This listing was generated by AI from public sources in October 2026. It may contain errors, and we can’t guarantee it’s accurate or complete. Before you rely on anything here, verify it on the firm’s own website. Verify licence status in the Law Society of Ontario directory ↗

How this data is compiled and checked · Correct or remove this listing