About Todd Christensen

Todd Christensen is the principal of Christensen Law Firm in Cambridge, and the practice handles one kind of work only: collecting unsecured debt. Courtroom results back that focus. Todd has appeared as counsel on Divisional Court and Superior Court rulings about recovering a creditor's collection costs and about selling a debtor's land to satisfy a judgment without going through a sheriff's sale.

Law and business were paired from the start. Todd finished the joint law and MBA program run by Western Law and the Richard Ivey School of Business in 1991, picking up several academic and extracurricular honours along the way, and was called to the bar in 1993, the year the first practice opened. Todd then spent four years in law after graduating, doing commercial litigation while testing a new way to collect debts.

In 1995 Todd stepped away from law to join an international consulting firm, taking on long-term assignments for large companies, the last of them The Boeing Company's military helicopter division. Those consulting years, 1995 to 2003, took the family to British Columbia, Alberta, New Zealand and the United States. After resigning at the end of 2002, Todd consulted half-time on an independent basis while setting up and running the pilot that became today's firm. Owning a successful business had been the goal since Todd's early teens.

Todd wrote for The Lawyers Weekly in 2013 and 2016 and prepared presentations for two Credit Institute of Canada guest lectures in 2015. Todd also prepared a presentation and a paper for continuing professional development programs on insolvency in 2015 and 2016. Away from the office, motorcycling and watersports with family are favourite pastimes.

Education & credentials

  • LL.B. and M.B.A. (combined law/MBA program), Western Law and the Richard Ivey School of Business (1991)
  • Called to the bar (1993)

Notable cases

  • Capital One Bank v. Matovska; Capital One Bank v. Blackwell; Capital One Bank v. Semple, 2007 CanLII 37015 (ON SCDC)

    Acting for the plaintiff bank as appellant, T.R. Christensen had three Small Claims Court appeals allowed. The court held that pre-proceeding collection expenses under a credit card agreement are a liquidated demand for money.

  • Canaccede International Acquisitions Ltd. v. Abdullah, 2015 ONSC 5553

    Todd R. Christensen and Zameer N. Hakamali represented the applicant judgment creditor in five applications seeking an alternative to the sheriff's sale for enforcing money judgments against land. Judgment issued on each application, and the court described that alternative as an evolution and improvement in the common law.

Decisions where Todd Christensen appeared as counsel, from public court records. Past cases don't predict future results.

Publications & speaking

  • Tips on closing from a real estate litigator, The Lawyers Weekly (now Lawyers Daily) (2013)
  • Better enforcement option for judgement creditors, The Lawyers Weekly (now Lawyers Daily) (2016)
  • Small Claims Court Appeals, CPD on insolvency (2015)
  • Business Forms, Credit Institute of Canada, guest lecture (2015)
  • Negotiation, Credit Institute of Canada, guest lecture (2015)
  • Reference for the Conduct of a Sale, CPD on insolvency (2016)
  • Faculty, The Six-Minute Debtor-Creditor and Insolvency Lawyer, Law Society of Upper Canada
  • When Does the Limitation Period Start?, Christensen Law Firm blog (2017)
  • CDSSA, Christensen Law Firm blog (2018)
  • IFRS9, Christensen Law Firm blog (2018)

In the community

  • As of 2016, Todd had served 30 years as a Boy Scout and church youth leader.

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This listing was generated by AI from public sources in October 2026. It may contain errors, and we can’t guarantee it’s accurate or complete. Before you rely on anything here, verify it on their firm’s website. Confirm Todd Christensen’s licence and standing in the Law Society of Ontario directory ↗

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