About Agueci Calabretta

Agueci Calabretta is a small Toronto law firm built around debtor and creditor law. Joseph Agueci was called to the Bar of Ontario in 1982 and John Calabretta followed in 1983, the same year the two partnered to found the firm. Over four decades it has grown into a team of eight lawyers whose work centres on mortgage enforcement, commercial and residential real estate conveyancing, commercial litigation over secured and unsecured debt, and post judgment collections. The firm now acts as counsel to more than 25 financial institutions, including Schedule "A" banks, trust companies, credit unions, and mortgage and title insurance companies.

To manage that volume of lender work, the firm built its own MACE program, short for Mortgage Administration, Collections and Enforcement, to standardize how it handles a lender's power of sale files. Its docket also covers unsecured debt such as personal and small business loans, HELOC products, and credit cards, plus post judgment recovery once a court judgment is in hand. James Butson, who joined the firm in 1993, has taught the Bar Admission Course at the Law Society of Upper Canada since 1988, and Frances Agueci has lectured on Ontario's Substituted Decisions Act. The firm's single office sits in North American Centre at Yonge Street and Finch Avenue in Toronto.

Milestones & recognition

  • Founded in 1983 by Joseph Agueci and John Calabretta, after Joseph Agueci was called to the Bar of Ontario in 1982 and John Calabretta in 1983.
  • Developed its own MACE program (Mortgage Administration, Collections and Enforcement) to standardize the power of sale process for its lender clients.
  • Acts as counsel to more than 25 financial institutions, including Schedule "A" banks, trust companies, credit unions, and mortgage and title insurance companies.
  • James Butson, who joined the firm in 1993, has been an instructor for the Bar Admission Course at the Law Society of Upper Canada since 1988.
  • Frances Agueci has lectured on Ontario's Substituted Decisions Act, 1992.

Good to know

A person using a wheelchairWheelchair accessible

The neighbourhood

The firm's office is in North American Centre, an office complex on the northwest corner of Yonge Street and Finch Avenue in Toronto, with direct underground access to the Finch subway station. That kind of transit link suits how the firm actually works: its lawyers and clerks manage mortgage and debt files for financial institutions across Ontario rather than serving local walk-in clients, so an office that's easy to reach for staff, courts, and process servers across the region matters more than proximity to any one courthouse.

The firm lists a single Toronto office and a toll free line rather than branch locations, which fits a practice built around acting for lenders by phone, courier, and file transfer instead of face to face meetings near each client.

Frequently asked questions

Does Agueci Calabretta represent borrowers, or only lenders?
The firm's mortgage enforcement, unsecured debt, and post judgment collection work is built around acting for financial institutions and other lenders, including banks, trust companies, credit unions, and mortgage insurers, rather than for individual borrowers.
What is the MACE program?
MACE stands for Mortgage Administration, Collections and Enforcement, the firm's own approach to managing a lender's power of sale files from default through to resolution.
Can Agueci Calabretta help with a real estate closing?
Yes. Alongside its enforcement work, the firm handles commercial and residential real estate conveyancing, including reviewing agreements of purchase and sale, clearing title, and registering mortgages.
Does the firm collect on debts other than mortgages?
Yes. Agueci Calabretta also enforces unsecured debt, including personal and small business loans, HELOC products, financing contracts, and credit card debt, and pursues post judgment collection once a lender has obtained a court judgment.
How long has Agueci Calabretta been practicing?
Joseph Agueci and John Calabretta founded the firm in 1983, after being called to the Bar of Ontario in 1982 and 1983 respectively, and the firm has operated in Toronto continuously since then.
Where is the office and how do I get there?
The firm is in North American Centre at Yonge Street and Finch Avenue in Toronto, with direct underground access to the Finch subway station.

Where to find them

North American Centre, 5700 Yonge Street, Suite 1110, Toronto, ON M2M 4K2 · 416-250-5700

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Listing compiled from the firm’s public website in August 2026. Verify licence status in the Law Society of Ontario directory ↗